HealthSource Chiropractic vs Maximized Living Health Centers
HealthSource Chiropractic vs Maximized Living Health Centers: HealthSource Chiropractic costs $116K to $426K to open; Maximized Living Health Centers costs $207K to $537K. HealthSource Chiropractic has 103 units, Maximized Living Health Centers has 17. SBA loan history: HealthSource Chiropractic = 71 loans (5.6% default); Maximized Living Health Centers = 22 loans (4.5% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
HealthSource Chiropractic vs Maximized Living Health Centers: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
HealthSource Chiropractic requires the lower minimum capital commitment ($116K vs $207K for Maximized Living Health Centers), a 44% spread. Initial franchise fees come in at $60K for HealthSource Chiropractic versus $20K for Maximized Living Health Centers, Maximized Living Health Centers has the lower entry fee. Ongoing royalty load is 6% for HealthSource Chiropractic and 7% for Maximized Living Health Centers, giving HealthSource Chiropractic the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, HealthSource Chiropractic operates 103 units to Maximized Living Health Centers's 17, roughly 6× the system size.
SBA Lending Profile
HealthSource Chiropractic has the deeper SBA lending track record, with 71 7(a) approvals compared with 22 for Maximized Living Health Centers.
Risk Signal
SBA default rates are 5.6% for HealthSource Chiropractic and 4.5% for Maximized Living Health Centers, Maximized Living Health Centers has the cleaner SBA loss record by 1.1 points. PeerSense FPI scores come in at 73 (Strong) for HealthSource Chiropractic and 45 (Fair) for Maximized Living Health Centers, giving HealthSource Chiropractic the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 73/100 | 45/100 |
Health Tier | Strong | Fair |
Confidence | N/A | N/A |
Lending Trend | Growing | Declining |
SBA Lending
SBA Loans | 71 | 22 |
SBA Volume | – | – |
Default Rate | 5.6% | 4.5% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $116K to $426K | $207K to $537K |
Franchise Fee | $60K | $20K |
Royalty Rate | 6% | 7% |
Ad Fund | 1% | 3% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Disclosed |
System Size & Operations
Total Units | 103 | 17 |
Franchised Units | 103 | 17 |
Company Owned | – | – |
Term Length | 35 yrs | 12 yrs |
Brand Information
Year Founded | 2006 | N/A |
Franchising Since | 2006 | 2005 |
Years Franchising | 20 yrs | 21 yrs |
Headquarters | N/A | N/A |
Category | Offices of Chiropractors | Offices of Chiropractors |
Website | ||
FDD Year | 2025 | 2025 |
Which Is Better, HealthSource Chiropractic or Maximized Living Health Centers?
Lower upfront capital required
HealthSource Chiropractic
HealthSource Chiropractic: $116K starting · Maximized Living Health Centers: $207K starting
More SBA lender confidence
HealthSource Chiropractic
HealthSource Chiropractic: 71 SBA loans · Maximized Living Health Centers: 22 SBA loans
Lower SBA default rate
Maximized Living Health Centers
HealthSource Chiropractic: 5.6% · Maximized Living Health Centers: 4.5%
Larger system & brand presence
HealthSource Chiropractic
HealthSource Chiropractic: 103 units · Maximized Living Health Centers: 17 units
Lower ongoing royalty load
HealthSource Chiropractic
HealthSource Chiropractic: 6% · Maximized Living Health Centers: 7%
More lender financing options
HealthSource Chiropractic
HealthSource Chiropractic: 39 unique lenders · Maximized Living Health Centers: 8 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
HealthSource Chiropractic vs Maximized Living Health Centers: Franchise Funding Comparison
Comparing HealthSource Chiropractic and Maximized Living Health Centers is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $116K to $537K.
HealthSource Chiropractic has 71 SBA loans on record and Maximized Living Health Centers has 22. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
HealthSource Chiropractic vs Maximized Living Health Centers, Frequently Asked Questions
Which is a better franchise investment, HealthSource Chiropractic or Maximized Living Health Centers?
How much does a HealthSource Chiropractic franchise cost compared to Maximized Living Health Centers?
Can I finance HealthSource Chiropractic or Maximized Living Health Centers with an SBA loan?
Which has a lower SBA default rate, HealthSource Chiropractic or Maximized Living Health Centers?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman