Hand And Stone Massage And Facial Spa vs Vio Med Spa
Hand And Stone Massage And Facial Spa vs Vio Med Spa: Hand And Stone Massage And Facial Spa costs $100K to $153K to open; Vio Med Spa costs $794K to $1.2M. Hand And Stone Massage And Facial Spa has 101 units, Vio Med Spa has 56. SBA loan history: Hand And Stone Massage And Facial Spa = 120 loans (0.8% default); Vio Med Spa = 27 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Hand And Stone Massage And Facial Spa vs Vio Med Spa: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Hand And Stone Massage And Facial Spa requires the lower minimum capital commitment ($100K vs $794K for Vio Med Spa), a 87% spread. Initial franchise fees come in at $50K for Hand And Stone Massage And Facial Spa versus $50K for Vio Med Spa, Hand And Stone Massage And Facial Spa has the lower entry fee. Ongoing royalty load is 6% for Hand And Stone Massage And Facial Spa and 6% for Vio Med Spa, equal royalty drag.
System Scale & Tenure
On scale, Hand And Stone Massage And Facial Spa operates 101 units to Vio Med Spa's 56. Hand And Stone Massage And Facial Spa has been operating 22 years (founded 2004) versus 9 for Vio Med Spa (founded 2017), a 13-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Hand And Stone Massage And Facial Spa has the deeper SBA lending track record, with 120 7(a) approvals compared with 27 for Vio Med Spa.
Risk Signal
SBA default rates are 0.8% for Hand And Stone Massage And Facial Spa and 0.0% for Vio Med Spa, Vio Med Spa has the cleaner SBA loss record by 0.8 points. PeerSense FPI scores come in at 59 (Moderate) for Hand And Stone Massage And Facial Spa and 88 (Excellent) for Vio Med Spa, giving Vio Med Spa the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 59/100 | 88/100 |
Health Tier | Moderate | Excellent |
Confidence | N/A | N/A |
Lending Trend | Declining | Growing |
SBA Lending
SBA Loans | 120 | 27 |
SBA Volume | – | – |
Default Rate | 0.8% | 0.0% |
Peer Tier | major | established |
Investment & Costs
Total Investment | $100K to $153K | $794K to $1.2M |
Franchise Fee | $50K | $50K |
Royalty Rate | 6% | 6% |
Ad Fund | N/A | 1.5% |
Liquid Capital | $150K | $500K |
Net Worth Required | $750K | $1.5M |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 101 | 56 |
Franchised Units | 101 | 53 |
Company Owned | – | 3 |
Term Length | N/A | 10 yrs |
Brand Information
Year Founded | 2004 | 2017 |
Franchising Since | 1960 | 2018 |
Years Franchising | 66 yrs | 8 yrs |
Headquarters | N/A | Nashville, TN |
Category | All Other Personal Services | All Other Personal Services |
Website | ||
FDD Year | 2025 | 2026 |
Which Is Better, Hand And Stone Massage And Facial Spa or Vio Med Spa?
Lower upfront capital required
Hand And Stone Massage And Facial Spa
Hand And Stone Massage And Facial Spa: $100K starting · Vio Med Spa: $794K starting
More SBA lender confidence
Hand And Stone Massage And Facial Spa
Hand And Stone Massage And Facial Spa: 120 SBA loans · Vio Med Spa: 27 SBA loans
Lower SBA default rate
Vio Med Spa
Hand And Stone Massage And Facial Spa: 0.8% · Vio Med Spa: 0.0%
Larger system & brand presence
Hand And Stone Massage And Facial Spa
Hand And Stone Massage And Facial Spa: 101 units · Vio Med Spa: 56 units
Lower ongoing royalty load
Tie
Hand And Stone Massage And Facial Spa: 6% · Vio Med Spa: 6%
More lender financing options
Hand And Stone Massage And Facial Spa
Hand And Stone Massage And Facial Spa: 56 unique lenders · Vio Med Spa: 14 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Hand And Stone Massage And Facial Spa vs Vio Med Spa: Franchise Funding Comparison
Comparing Hand And Stone Massage And Facial Spa and Vio Med Spa is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $100K to $1.2M.
Hand And Stone Massage And Facial Spa has 120 SBA loans on record and Vio Med Spa has 27. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Hand And Stone Massage And Facial Spa vs Vio Med Spa, Frequently Asked Questions
Which is a better franchise investment, Hand And Stone Massage And Facial Spa or Vio Med Spa?
How much does a Hand And Stone Massage And Facial Spa franchise cost compared to Vio Med Spa?
Can I finance Hand And Stone Massage And Facial Spa or Vio Med Spa with an SBA loan?
Which has a lower SBA default rate, Hand And Stone Massage And Facial Spa or Vio Med Spa?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman