Comforcare Senior Services vs Visiting Angels
Comforcare Senior Services vs Visiting Angels: Comforcare Senior Services costs $48K–$315K to open; Visiting Angels costs $60K–$1.6M. Comforcare Senior Services has 21 units, Visiting Angels has 106. SBA loan history: Comforcare Senior Services = 17 loans (5.9% default); Visiting Angels = 154 loans (0.0% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
Comforcare Senior Services vs Visiting Angels — Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Comforcare Senior Services requires the lower minimum capital commitment ($48K vs $60K for Visiting Angels), a 20% spread. Initial franchise fees come in at $43K for Comforcare Senior Services versus $37K for Visiting Angels — Visiting Angels has the lower entry fee. Ongoing royalty load is 5% for Comforcare Senior Services and 3.5% for Visiting Angels, giving Visiting Angels the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Visiting Angels operates 106 units to Comforcare Senior Services's 21 — roughly 5× the system size. Visiting Angels has been operating 34 years (founded 1992) versus 30 for Comforcare Senior Services (founded 1996) — a 4-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Visiting Angels has the deeper SBA lending track record with 154 historical 7(a) approvals versus 17 for Comforcare Senior Services. Comforcare Senior Services's peak SBA year was 2017 (5 loans); Visiting Angels's peak was 2022 (17 loans). Visiting Angels's more recent peak generally indicates fresher lender appetite. Geographically, Comforcare Senior Services concentrates in CA (5 SBA-funded units) while Visiting Angels leads in OH (26) — pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded Comforcare Senior Services deals is $175K vs $438K for Visiting Angels — useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 5.9% for Comforcare Senior Services and 0.0% for Visiting Angels — Visiting Angels has the cleaner historical loss profile by 5.9 points. PeerSense FPI scores come in at 37 (Fair) for Comforcare Senior Services and 70 (Strong) for Visiting Angels, giving Visiting Angels the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 37/100 | 70/100 |
Health Tier | Fair | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 17 | 154 |
SBA Volume | — | — |
Default Rate | 5.9% | 0.0% |
Peer Tier | growing | major |
Investment & Costs
Total Investment | $48K – $315K | $60K – $1.6M |
Franchise Fee | $43K | $37K |
Royalty Rate | 5% | 3.5% |
Ad Fund | 2% | N/A |
Liquid Capital | N/A | $110K |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 21 | 106 |
Franchised Units | 21 | 106 |
Company-Owned | — | — |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | 1996 | 1992 |
Franchising Since | N/A | 1960 |
Years Franchising | N/A | 66 yrs |
Headquarters | Diamond bar, CA | COLUMBUS, OH |
Category | Services for the Elderly | Services for the Elderly |
Website | ||
FDD Year | N/A | 2025 |
Which Is Better — Comforcare Senior Services or Visiting Angels?
Lower upfront capital required
Comforcare Senior Services
Comforcare Senior Services: $48K starting · Visiting Angels: $60K starting
More SBA lender confidence
Visiting Angels
Comforcare Senior Services: 17 SBA loans · Visiting Angels: 154 SBA loans
Lower historical default rate
Visiting Angels
Comforcare Senior Services: 5.9% · Visiting Angels: 0.0%
Larger system & brand presence
Visiting Angels
Comforcare Senior Services: 21 units · Visiting Angels: 106 units
Lower ongoing royalty load
Visiting Angels
Comforcare Senior Services: 5% · Visiting Angels: 3.5%
More lender financing options
Visiting Angels
Comforcare Senior Services: 10 unique lenders · Visiting Angels: 69 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Comforcare Senior Services vs Visiting Angels: Franchise Funding Comparison
Comparing Comforcare Senior Services and Visiting Angels is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $48K to $1.6M.
Both brands have active SBA lending histories — Comforcare Senior Services with 17 SBA loans and Visiting Angels with 154. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.