Comforcare Senior Services vs Visiting Angels
Comforcare Senior Services vs Visiting Angels: Comforcare Senior Services costs $48K to $315K to open; Visiting Angels costs $60K to $1.6M. Comforcare Senior Services has 21 units, Visiting Angels has 106. SBA loan history: Comforcare Senior Services = 17 loans (5.9% default); Visiting Angels = 154 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Comforcare Senior Services vs Visiting Angels: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Comforcare Senior Services requires the lower minimum capital commitment ($48K vs $60K for Visiting Angels), a 20% spread. Initial franchise fees come in at $43K for Comforcare Senior Services versus $37K for Visiting Angels, Visiting Angels has the lower entry fee. Ongoing royalty load is 5% for Comforcare Senior Services and 3.5% for Visiting Angels, giving Visiting Angels the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Visiting Angels operates 106 units to Comforcare Senior Services's 21, roughly 5× the system size. Visiting Angels has been operating 34 years (founded 1992) versus 30 for Comforcare Senior Services (founded 1996), a 4-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Visiting Angels has the deeper SBA lending track record, with 154 7(a) approvals compared with 17 for Comforcare Senior Services. Comforcare Senior Services's peak SBA year was 2017 (5 loans); Visiting Angels's peak was 2022 (17 loans). Visiting Angels's more recent peak generally indicates fresher lender appetite. Comforcare Senior Services has the most SBA funded units in CA, with 5. Visiting Angels leads in OH, with 26. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Comforcare Senior Services deals is $175K vs $438K for Visiting Angels, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 5.9% for Comforcare Senior Services and 0.0% for Visiting Angels, Visiting Angels has the cleaner SBA loss record by 5.9 points. PeerSense FPI scores come in at 37 (Fair) for Comforcare Senior Services and 70 (Strong) for Visiting Angels, giving Visiting Angels the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 37/100 | 70/100 |
Health Tier | Fair | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 17 | 154 |
SBA Volume | – | – |
Default Rate | 5.9% | 0.0% |
Peer Tier | growing | major |
Investment & Costs
Total Investment | $48K to $315K | $60K to $1.6M |
Franchise Fee | $43K | $37K |
Royalty Rate | 5% | 3.5% |
Ad Fund | 2% | 5% |
Liquid Capital | N/A | $110K |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 21 | 106 |
Franchised Units | 21 | 106 |
Company Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 1996 | 1992 |
Franchising Since | N/A | 1960 |
Years Franchising | N/A | 66 yrs |
Headquarters | Diamond bar, CA | COLUMBUS, OH |
Category | Services for the Elderly | Services for the Elderly |
Website | ||
FDD Year | N/A | 2024 |
Which Is Better, Comforcare Senior Services or Visiting Angels?
Lower upfront capital required
Tie
Comforcare Senior Services: $48K starting · Visiting Angels: $60K starting
More SBA lender confidence
Visiting Angels
Comforcare Senior Services: 17 SBA loans · Visiting Angels: 154 SBA loans
Lower SBA default rate
Visiting Angels
Comforcare Senior Services: 5.9% · Visiting Angels: 0.0%
Larger system & brand presence
Tie
Comforcare Senior Services: 21 units · Visiting Angels: 106 units
Lower ongoing royalty load
Visiting Angels
Comforcare Senior Services: 5% · Visiting Angels: 3.5%
More lender financing options
Visiting Angels
Comforcare Senior Services: 10 unique lenders · Visiting Angels: 69 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Comforcare Senior Services vs Visiting Angels: Franchise Funding Comparison
Comparing Comforcare Senior Services and Visiting Angels is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $48K to $1.6M.
Comforcare Senior Services has 17 SBA loans on record and Visiting Angels has 154. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Comforcare Senior Services vs Visiting Angels, Frequently Asked Questions
Which is a better franchise investment, Comforcare Senior Services or Visiting Angels?
How much does a Comforcare Senior Services franchise cost compared to Visiting Angels?
Can I finance Comforcare Senior Services or Visiting Angels with an SBA loan?
Which has a lower SBA default rate, Comforcare Senior Services or Visiting Angels?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
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