Chiroway vs Heavenly Hams
Chiroway vs Heavenly Hams: Chiroway costs $104K–$163K to open; Heavenly Hams costs $60K–$250K. Chiroway has 8 units, Heavenly Hams has 46. SBA loan history: Chiroway = 10 loans (0.0% default); Heavenly Hams = 62 loans (16.1% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
Health & Performance
FPI Score | 65/100 | 27/100 |
Health Tier | Strong | Limited |
Confidence | N/A | N/A |
Lending Trend | N/A | Declining |
SBA Lending
SBA Loans | 10 | 62 |
SBA Volume | — | — |
Default Rate | 0.0% | 16.1% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $104K – $163K | $60K – $250K |
Franchise Fee | $33K | $64K |
Royalty Rate | 4% | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 8 | 46 |
Franchised Units | 8 | 46 |
Company-Owned | — | — |
Term Length | N/A | N/A |
Brand Information
Year Founded | N/A | 1982 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | WI | MENTOR, OH |
Category | Offices of Chiropractors | Offices of Chiropractors |
Website | ||
FDD Year | N/A | N/A |
Which Is Better — Chiroway or Heavenly Hams?
Lower upfront capital required
Heavenly Hams
Chiroway: $104K starting · Heavenly Hams: $60K starting
More SBA lender confidence
Heavenly Hams
Chiroway: 10 SBA loans · Heavenly Hams: 62 SBA loans
Lower historical default rate
Chiroway
Chiroway: 0.0% · Heavenly Hams: 16.1%
Larger system & brand presence
Heavenly Hams
Chiroway: 8 units · Heavenly Hams: 46 units
More lender financing options
Heavenly Hams
Chiroway: 5 unique lenders · Heavenly Hams: 35 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Chiroway vs Heavenly Hams: Franchise Funding Comparison
Comparing Chiroway and Heavenly Hams is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $60K to $250K.
Both brands have active SBA lending histories — Chiroway with 10 SBA loans and Heavenly Hams with 62. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.