Ace Handyman Services vs Case Handyman
Ace Handyman Services vs Case Handyman: Ace Handyman Services costs $71K to $256K to open; Case Handyman costs $25K to $150K. Ace Handyman Services has 91 units, Case Handyman has 17. SBA loan history: Ace Handyman Services = 99 loans (3.0% default); Case Handyman = 24 loans (20.8% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Ace Handyman Services vs Case Handyman: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Case Handyman requires the lower minimum capital commitment ($25K vs $71K for Ace Handyman Services), a 184% spread. Initial franchise fees come in at $70K for Ace Handyman Services versus $25K for Case Handyman, Case Handyman has the lower entry fee.
System Scale & Tenure
On scale, Ace Handyman Services operates 91 units to Case Handyman's 17, roughly 5× the system size.
SBA Lending Profile
Ace Handyman Services has the deeper SBA lending track record, with 99 7(a) approvals compared with 24 for Case Handyman. Ace Handyman Services's peak SBA year was 2021 (36 loans); Case Handyman's peak was 2004 (8 loans). Ace Handyman Services's more recent peak generally indicates fresher lender appetite. Ace Handyman Services has the most SBA funded units in TX, with 12. Case Handyman leads in MA, with 4. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Ace Handyman Services deals is $155K vs $108K for Case Handyman, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 3.0% for Ace Handyman Services and 20.8% for Case Handyman, Ace Handyman Services has the cleaner SBA loss record by 17.8 points. PeerSense FPI scores come in at 68 (Strong) for Ace Handyman Services and 26 (Fair) for Case Handyman, giving Ace Handyman Services the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 68/100 | 26/100 |
Health Tier | Strong | Limited |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 99 | 24 |
SBA Volume | – | – |
Default Rate | 3.0% | 20.8% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $71K to $256K | $25K to $150K |
Franchise Fee | $70K | $25K |
Royalty Rate | 6% | N/A |
Ad Fund | 2% | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 91 | 17 |
Franchised Units | 91 | 17 |
Company Owned | – | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | 1998 | N/A |
Franchising Since | 2001 | N/A |
Years Franchising | 25 yrs | N/A |
Headquarters | BOCA RATON, FL | AUBURN, MA |
Category | Residential Remodelers | Residential Remodelers |
Website | ||
FDD Year | 2024 | N/A |
Which Is Better, Ace Handyman Services or Case Handyman?
Lower upfront capital required
Tie
Ace Handyman Services: $71K starting · Case Handyman: $25K starting
More SBA lender confidence
Ace Handyman Services
Ace Handyman Services: 99 SBA loans · Case Handyman: 24 SBA loans
Lower SBA default rate
Ace Handyman Services
Ace Handyman Services: 3.0% · Case Handyman: 20.8%
Larger system & brand presence
Tie
Ace Handyman Services: 91 units · Case Handyman: 17 units
More lender financing options
Ace Handyman Services
Ace Handyman Services: 22 unique lenders · Case Handyman: 16 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Ace Handyman Services vs Case Handyman: Franchise Funding Comparison
Comparing Ace Handyman Services and Case Handyman is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $25K to $256K.
Ace Handyman Services has 99 SBA loans on record and Case Handyman has 24. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Ace Handyman Services vs Case Handyman, Frequently Asked Questions
Which is a better franchise investment, Ace Handyman Services or Case Handyman?
How much does a Ace Handyman Services franchise cost compared to Case Handyman?
Can I finance Ace Handyman Services or Case Handyman with an SBA loan?
Which has a lower SBA default rate, Ace Handyman Services or Case Handyman?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman