1-800-GOT-JUNK? vs SERVPRO
1-800-GOT-JUNK? vs SERVPRO: 1-800-GOT-JUNK? costs $184K–$294K to open; SERVPRO costs $222K–$291K. 1-800-GOT-JUNK? has 146 units, SERVPRO has 662. SBA loan history: 1-800-GOT-JUNK? = 28 loans (7.1% default); SERVPRO = 717 loans (4.6% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
1-800-GOT-JUNK? vs SERVPRO — Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
1-800-GOT-JUNK? requires the lower minimum capital commitment ($184K vs $222K for SERVPRO), a 17% spread. Initial franchise fees come in at $65K for 1-800-GOT-JUNK? versus $75K for SERVPRO — 1-800-GOT-JUNK? has the lower entry fee. Ongoing royalty load is 8% for 1-800-GOT-JUNK? and 10% for SERVPRO, giving 1-800-GOT-JUNK? the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, SERVPRO operates 662 units to 1-800-GOT-JUNK?'s 146 — roughly 5× the system size. SERVPRO has been operating 59 years (founded 1967) versus 27 for 1-800-GOT-JUNK? (founded 1999) — a 32-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
SERVPRO has the deeper SBA lending track record with 717 historical 7(a) approvals versus 28 for 1-800-GOT-JUNK?.
Risk Signal
SBA default rates are 7.1% for 1-800-GOT-JUNK? and 4.6% for SERVPRO — SERVPRO has the cleaner historical loss profile by 2.5 points. PeerSense FPI scores come in at 46 (Fair) for 1-800-GOT-JUNK? and 63 (Moderate) for SERVPRO, giving SERVPRO the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 46/100 | 63/100 |
Health Tier | Fair | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 28 | 717 |
SBA Volume | — | — |
Default Rate | 7.1% | 4.6% |
Peer Tier | established | major |
Investment & Costs
Total Investment | $184K – $294K | $222K – $291K |
Franchise Fee | $65K | $75K |
Royalty Rate | 8% | 10% |
Ad Fund | 8% | 3% |
Liquid Capital | N/A | $65K |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 146 | 662 |
Franchised Units | 104 | 662 |
Company-Owned | 42 | — |
Term Length | 5 yrs | 5 yrs |
Brand Information
Year Founded | 1999 | 1967 |
Franchising Since | 1999 | 1960 |
Years Franchising | 27 yrs | 66 yrs |
Headquarters | El Cajon, CA | Gallatin, TN |
Category | Other Waste Collection | Other Waste Collection |
Website | ||
FDD Year | 2026 | N/A |
Which Is Better — 1-800-GOT-JUNK? or SERVPRO?
Lower upfront capital required
1-800-GOT-JUNK?
1-800-GOT-JUNK?: $184K starting · SERVPRO: $222K starting
More SBA lender confidence
SERVPRO
1-800-GOT-JUNK?: 28 SBA loans · SERVPRO: 717 SBA loans
Lower historical default rate
SERVPRO
1-800-GOT-JUNK?: 7.1% · SERVPRO: 4.6%
Larger system & brand presence
SERVPRO
1-800-GOT-JUNK?: 146 units · SERVPRO: 662 units
Lower ongoing royalty load
1-800-GOT-JUNK?
1-800-GOT-JUNK?: 8% · SERVPRO: 10%
More lender financing options
SERVPRO
1-800-GOT-JUNK?: 21 unique lenders · SERVPRO: 236 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
1-800-GOT-JUNK? vs SERVPRO: Franchise Funding Comparison
Comparing 1-800-GOT-JUNK? and SERVPRO is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $184K to $294K.
Both brands have active SBA lending histories — 1-800-GOT-JUNK? with 28 SBA loans and SERVPRO with 717. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.